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Do I Have to Pay Private Mortgage Insurance?
Lenders often require borrowers to pay for private mortgage insurance (PMI) on top of their mortgage loan. PMI is a type of insurance that actually protects the lender, not the borrower, against defau May 16, 2023
Mortgage Bankers and Brokers: What’s the Difference?
When you are ready to buy a home, one of your first items of business is to find a mortgage lender. As you start your search you may hear terms like “mortgage broker” and “mortgage b May 11, 2023
Is a Conforming Loan the Same as a Conventional Loan?
As you begin the mortgage process, you’ll have lots of terminology thrown at you that can be a little confusing. Two similar sounding terms that might have you perplexed are conforming and conve May 09, 2023
3 Reasons a Government-Insured Mortgage Might Be Your Best Option
If you’re applying for a home loan, you’ve probably learned that there are many different types of mortgages. There are two major classes of home loans: conventional and government-insured May 04, 2023
Why Is My Mortgage Escrow Account Sending Me a Check?
After making all your mortgage payments for several years, you suddenly get a check in the mail from your escrow account. If you didn’t pay close attention during your mortgage closing, you may May 02, 2023